From application to capital in days, not weeks
We've stripped away the red tape. A straightforward, transparent process designed to get you funded fast — without the bank runaround.
Apply Online
You'll tell us about your business, how much funding you need, and what you'll use it for. Because we underwrite in-house, there's no middleman and nothing to chase.
Fill out our simple application with the basics about your business and funding needs. No stacks of paperwork, no tax returns from 5 years ago — just what matters.
We Review Your File
Because we fund from our own balance sheet, your file is assessed by our team and nobody else. That means a faster answer, terms tailored to your business, and one point of contact from start to finish.
Our underwriting team reviews your application directly. No middlemen, no waiting on a third party — we make the decision ourselves.
Review Your Offer
Every offer comes with a clear breakdown: funding amount, rate, term, repayment schedule, and all fees. Nothing hidden, and everything explained in plain language.
Review your personalized funding offer with clear terms, no hidden fees, and a transparent repayment schedule. Ask questions — we're on your side.
Get Funded
Once you accept, funds are typically deposited within 1–2 business days. From application to money in your account, the entire process usually takes 48–72 hours.
Accept the offer and receive funds in your account within 24–48 hours. Start putting your capital to work immediately — expand, hire, buy equipment, whatever's next.
Funding without the friction
No impact on credit score
Because we fund directly, we only need the documents that matter — no unnecessary hoops.
Same-day decisions
Most files are reviewed within hours, not days. We make the call ourselves, so you're never waiting on a third party.
No upfront fees
You never pay a fee to apply. We only get paid when you get funded.
Already a client?
Our support team is here for account questions, payment adjustments, and additional funding requests.
Client Support